Bulletins

This page contains the bulletins and orders issued by the commissioner in regulating the insurance industry.

  • Bulletins are informational and provide guidance about how the Department enforces the Title 31A, Insurance Code.
  • Orders of the Commissioner have the force of law. They provide additional requirements and guidance for licensees to follow.

You can filter the database using the dropdown menus, or search for part of a file name. Please note that you can select more than one option in the filters.

DocumentDescriptionCategoryYearNotes and attachments
2024-7Communicating With Policyholders About Premium IncreasesProperty & Casualty2024
2024-6PY2025 Health Benefit Plan and Stand-Alone Dental Plan Filing RequirementsHealth, Health Reform2024
2024-5Calendar Year 2025 Insulin Prescription CapsHealth, Health Reform2024
2024-4Cyberattack on Change HealthcareHealth2024
2024-3Insurance Department’s Duty to Suspend a License for Not Paying a Forfeiture JudgmentBail Bond2024
2024-2(a)Clarification on Bulletin 2024-2Title2024
2024-2Application of Title Insurance Laws to Affiliated Title Insurance BusinessesTitle2024
2024-1Reporting Motor Vehicle Policies to Insure-RiteProperty & Casualty2024
2023-6Duty to Give Notice of Termination for CauseTitle2023
2023-5Large Employer Health Benefit Plan ReportHealth2023
2023-4PY2024 Health Benefit Plan and Stand-Alone Dental Plan Filing RequirementsHealth, Health Reform2023
2023-3Calendar Year 2024 Insulin Prescription CapsHealth, Health Reform2023
2023-2Settling Loans That Utilize an Attorney Opinion LetterTitle2023
2023-1(a)Health Insurance Identification CardsHealth2023Health Identification Card Standard v1.2
2023-1:Health Insurance Identification Cards2023SUPERSEDED BY 2023-1(a)
2022-5Required Appointments and DesignationsAll2022
2022-4Requesting Exemption from the Requirements of a Principle-Based ValuationLife2022Life PBR Statement of Exemption
2022-3(a)PY2023 Health Benefit Plan and Stand-Alone Dental Plan Filing RequirementsHealth, Health Reform2022
2022-3PY2023 Health Benefit Plan and Stand-Alone Dental Plan Filing Requirements2022SUPERSEDED BY 2022-3(a)
2022-2Patient Protection Against Surprise Billing NoticeHealth, Health Reform2022Your Rights and Protections Against Surprise Medical Bills
2022-1Calendar Year 2023 Insulin Prescription CapsHealth, Health Reform2022
2021-4Calendar Year 2022 Insulin Prescription CapsHealth, Health Reform2021
2021-3(a)Proof of Delivery for Termination of Life InsuranceLife2021
2021-3Proof of Delivery for Termination of Life Insurance2021SUPERSEDED BY 2021-3(a)
2021-2PY2022 Health Benefit Plan and Stand-Alone Dental Plan Filing RequirementsHealth, Health Reform2021
2021-1Coverage for COVID-19 Testing and VaccinationHealth, Health Reform2021
2020-17Filing Procedures for Compliance with the Provisions of the Terrorism Risk Insurance Program Reauthorization Act of 2019Property & Casualty2020Policyholder Notice of Terrorism Insurance Coverage Disclosures #1 and #2
2020-16Coverage for COVID-19 Testing2020SUPERSEDED BY 2021-1
2020-15Types of Service Contracts to be FiledService Contract Providers2020
2020-14Using Raffles in Marketing Non-Title Insurance ProductsAll2020
2020-13Coverage for COVID-19 Testing2020SUPERSEDED BY 2020-16
2020-12Requesting Exemption from the Requirements of a Principle-Based Valuation2020SUPERSEDED BY 2022-4
2020-11Telehealth Considerations and R590-267, Personal Injury Protection Relative Value Study RuleHealth, Property & Casualty2020
2020-10(b)Utah Code Section 31A-48-103 – Pharmacy Drug Manufacturer and Health Insurer ReportingHealth, Pharmacy Drug Manufacturers2020Pharmacy Drug Manufacturer Registration Form
2020-10(a)Utah Code Section 31A-48-103 – Pharmacy Drug Manufacturer Reporting2020SUPERSEDED BY 2020-10(b)
2020-10Utah Code Section 31A-47-103 – Pharmacy Drug Manufacturer Reporting2020SUPERSEDED BY 2020-10(a)
Order 2020-3Amended Order Eliminating Application Process for Issuing a Temporary Resident Individual Producer LicenseAll2020Order of the Commissioner
2020-9Utah Mental Health and Substance Abuse Parity AttestationHealth2020Utah Mental Health and Substance Abuse Parity Attestation
Order 2020-2Order Eliminating Application Process for Issuing a Temporary Resident Individual Producer License2020SUPERSEDED BY ORDER 2020-3
2020-8Suspension of Enforcement of Utah’s Vehicle, Vessel, and Trailer Registration LawsProperty & Casualty2020
Order 2020-1Order Establishing Standards for Obtaining and a Process for Issuing a Temporary Resident Individual Producer LicenseAll2020Order of the Commissioner
2020-7Plan Year 2021 Filing Requirements for Health Benefit Plans and Stand-Alone Dental PlansHealth, Health Reform2020
2021 Plan Year Rate Filing Submission Requirements for Health Benefit Plans. As required by Utah Code 31A-22-626(10) the cost of insulin under the Utah Insulin Savings Program is provided at www.utahinsulin.net.
2020-6Complying with Regulatory Requirements During the Public Health EmergencyAll2020
2020-5Opioid Prescribing Policy ReportingHealth, Workers Compensation2020REPEALED
2020-4Helping Clients and Finding New Opportunities in Coronavirus ChangesProperty & Casualty2020
2020-3Premium Holiday for Employers that have Closed Due to the Coronavirus but Continue to Pay EmployeesWorkers Compensation2020
2020-2Guidance for Business Interruption Claims Related to COVID-19 or the March 18 EarthquakeProperty & Casualty2020
2020-1Coverage for COVID-19Health2020
2019-3Suggested Framework for Corporate Governance Annual DisclosuresAll2019
2019-2Laws that are Unaffected by the Passage of Senate Bill 1212019SUPERSEDED BY 2024-2
2019-1Plan Year 2020 Filing Requirements for Health Benefit Plans and Stand-Alone Dental PlansHealth, Health Reform2019
2018-5Association Health PlansHealth2018
2018-4Premium Increases Prohibited for Certain Claims or InquiriesProperty & Casualty2018
2018-3Application and Renewal Fee Exemption for Certain Military Individuals and SpousesAll2018
2018-2Health Benefit Plan and Stand-Alone Dental Plan Filing Requirements for 2019 Plan YearHealth, Health Reform2018
2018-1Producer CompensationHealth2018
2017-4Title Insurance Industry Receipt and Disbursement of Earnest MoneyTitle2017ULTA’s Joint Escrow Instructions Regarding Earnest Money. ULTA’s Release of Earnest Money Agreement
2017-3Opioid Prescribing Policy Reporting2017SUPERSEDED BY 2020-5
2017-2Submission of Rate Service Organization Informational FilingsProperty & Casualty2017
2017-1(a)2018 Plan Year Requirements for Health Benefit Plan and Stand-Alone Dental Plan Filings Subject to PPACAHealth, Health Reform2017Market Stabilization regulation has prompted 3 changes to Bulletin 2017-1:
Network Adequacy — All insurers shall make their access plan and criteria available, upon request, to the Department, to demonstrate the insurer has standards and procedures in place to maintain an adequate network, pursuant to UCA § 31A-2-202.

Actuarial Values — The AV de minimus range for metal levels is a variation of -4/+2 other than expanded bronze plans which have a de minimus of -4/+5.

Expanded Bronze Plans — Justification and documentation shall be disclosed in the actuarial memorandum on reasonableness and soundness.

NOTICE: 2018 Plan Year Rate Filing Submission Requirements for Individual Health Benefit Plans
2017-1: 2018 Plan Year Requirements for Health Benefit Plan and Stand-Alone Dental Plan Filings Subject to PPACA2017 SUPERSEDED BY 2017-1(a)
2016-5Cash BailBail Bond2016
2016-4Small Employer Participation RequirementsHealth, Health Reform2016
2016-3Surplus Lines Premium Tax and Filing GuidanceSurplus Lines2016
2016-2(a)Extension of Transitional PPACA PlansHealth, Health Reform2016
2016-2Extension of Transitional PPACA Plans2016SUPERSEDED BY 2016-2(a)
2016-12017 Plan Year Requirements for Health Benefit Plan and Stand-Alone Dental Plan Filings Subject to PPACAHealth, Health Reform2015
2015-11Requirements for Tobacco CessationHealth, Health Reform2015
2015-10R592-6 Unfair Inducements and Marketing Practices in Obtaining Title Insurance BusinessTitle2015
2015-9Employer Definitions Effective January 1, 2016Health, Health Reform2015
2015-8Inducement/Anti-Rebating Statute Updates (UCA 31A-23a-402.5)All2015
2015-7Filing Notice of Trial de Novo Required by UCA 31A-22-321Property & Casualty2015
2015-6Requirements for Hospital Indemnity and Other Fixed Indemnity Policies Sold in the Individual Market2015REPEALED
2015-5PPACA Transitional and Early Renewal of Small and Large Employer Groups2015SUPERSEDED BY 2016-2
2015-4Small Employer Composite Rating - 2014 PPACA Compliant Health Benefit PlansHealth, Health Reform2015
2015-3Submitting Quarterly Changes for Small Employer 2014 PPACA Compliant Health Benefit Plans and Stand-Alone Dental PlansHealth, Health Reform2015
2015-22016 Plan Year Requirements for Health Benefit Plans and Stand-Alone Dental Plan Filings Subject to PPACAHealth, Health Reform2015
2015-1Filing Procedures For Compliance With The Provisions of The Terrorism Risk Insurance Program Reauthorization Act of 2015Property & Casualty2015SUPERSEDED BY 2020-17
2014-7Suitability StandardsLife, Health2014
2014-6Required Retention of Title and Escrow Records Pursuant to 31A-20-110 and 31A-23a-412Title2014
2014-5Surplus Lines Insurance Amendments Bill, 2014 Legislative Session (HB129)Surplus Lines2014
2014-4Rebating Commission Compensation and Fair Market Value2014SUPERSEDED BY 2015-8
2014-3(a)Health Benefit Plan and Stand-Alone Dental Plan Filings for 2015 Plan YearHealth, Health Reform2014
2014-2(a)Submitting Quarterly Changes for Small Employer Non-Grandfathered Health Benefit Plans and Stand-Alone Dental Plans2014SUPERSEDED BY 2015-3
2014-1Prohibited Bail Bond SolicitationsBail Bond2014
2013-9Guidance for Filing Regulatory Asset Adequacy Issues SummariesLife2013
2013-8U.C.A. 31A-22-307(1)(c) – Personal Injury Protection Coverage Funeral Burial or Cremation BenefitsProperty & Casualty2013
2013-7Coverage for Participation in Approved Clinical TrialsHealth2013
2013-6Escrow Rates and FeesTitle2013
2013-5Inducements in Connection with the Quote, Sale, Continuation, or Termination of an Insurance Contract2013SUPERSEDED BY 2015-8
2013-4(a)Health Benefit Plan Market TransitionHealth2013Small Employer Transition should refer to 2016-2(a)
2013-3Individual and Dealership Requirement of Limited Line Licenses for Optional Vehicle Related Insurance ProductsProperty & Casualty2013
2013-2New Actuarial Filing for Property & Casualty Insurers & Related Confidentiality ProvisionsProperty & Casualty2013
2013-1: New Actuarial Filing for Life and Fraternal InsurersLife, Fraternal2013
2012-7Issuance of Certificates of InsuranceProperty & Casualty2012
2012-6Immigration BondsBail Bond2012
2012-5ACA Required Summary of Benefits and Coverage (SBS) and Uniform GlossaryHealth, Health Reform2012
2012-4Filing Changes on Multi-State Risk Policies for Surplus Lines ClearinghouseSurplus Lines2012
2012-3Requirements for Agency and Consultant LicensesAll2012
2012-2Revisions to Filing Requirements for Entities Issuing Bail BondsBail Bond2012
2012-1Closing Instructions Requiring a Title Insurance Producer to “Certify” Matters Beyond the Authority of the Title Insurance ProducerTitle2012
2011-7Notice Regarding Medical Loss Ratio Reporting and Calculation of Rebates for Small Employer Health Benefit PlansHealth2011
2011-6Inducements in Connection with the Sale, Continuation, or Termination of an Insurance ContractAll2011
2011-5Prohibited Bail Bond SolicitationsBail Bond2011
2011-4Nonadmitted Insurance ReformAll2011
2011-3Producers Authorized to Sell on the Health Insurance ExchangeHealth2011
2011-2Allowable Surrender Charge Schedules for Individual Deferred AnnuitiesLife2011
2011-1Premium Finance Agreement DefaultLife2011
2010-10Title Industry Self Promotional Novelty ItemsTitle2010
2010-9External Reviews and the Patient Protection and Affordable Care ActHealth2010
2010-8Closing Instructions Requiring a Title Producer to “Certify” That, When Recorded, Deed of Trust will Constitute a Valid First Lien Against the PropertyTitle2010
2010-7Rebates and/or Inducements in Connection with the Sale, Continuation or Termination of InsuranceAll2010
2010-6Compliance with and Enforcement of the Patient Protection and Affordable Care ActHealth2010
2010-5Short Sale TransactionTitle2010
2010-3Requirement for Limited Line Producer LicenseTravel2010
2010-2RESPA Reform and Good Faith EstimateTitle2010
2009-6Insurers Sweeping Fees from an Agency Trust AccountAll2009
2009-5Guidance Regarding Use of the NAIC/NIPR Attachments Warehouse for the Electronic Filing of Insurance Producer Licensing DocumentsAll2009
2009-4Applicable Fees and Taxes Associated with Automobile Total Loss Settlement OffersProperty & Casualty2009
2009-3Escrow Funds Deposited for Lot ReservationsTitle2009
2009-2Application of Standard Non-Forfeiture Law for Life Insurance to Return of Premium BenefitsLife2009
2009-1Creditable CoverageHealth2009
2008-7New Medicare RulesHealth2008
2008-6Custodial or Safekeeping Agreements for all Utah Domestic Insurers must be in compliance with Utah Administrative Code (U.A.C.) Rule R590-178All2008
2008-5aChanges to Motor Vehicle Liability Policy Minimum LimitsProperty & Casualty2008
2008-4Title Insurance Recovery, Education, and Research Fund Act Initial Capitalization AssessmentTitle2008
2008-3Statistical Reports Required of Insurers Using the 2001 CSO Preferred Class Structure TableLife2008
2008-2Required Reporting of Disciplinary Actions Pursuant to the Military Personnel Financial Services Protection Act, Pub. L. No. 109-290 (2006)Life2008
2008-1Filing Procedures For Compliance With The Provisions of The Terrorism Risk Insurance Extension Act of 20072008SUPERSEDED BY 2015-1
2007-5Prohibited Split EscrowsTitle2007
2007-4Title Insurance Product or Service Approval for a Dual Licensed Title LicenseeTitle2007
2007-3Requirement to File ElectronicallyAll2007
2007-2Procedure for Non-Compliant Rate and Form FilingsAll2007
2007-1Prohibited Escrow Settlement Closing TransactionsTitle2007
2006-5Allowable Surrender Charge Schedules for Individual Deferred Annuities2006SUPERSEDED BY 2011-2
2006-4Flood Insurance Training Requirements For Insurance Producers With A Property Line Of Authority Selling Through The National Flood Insurance Program (NFIP)Property & Casualty2006
2006-3Insurable Interest and Life InsuranceLife2006
2006-2Health Insurance Portability ProvisionsHealth2006
2006-1Avian Flu PandemicAll2006
2005-1Licensing and Regulatory Requirements for Prescription Drug Plans (PDPs)Health2005
2004-3Annuity Application FormsLife2004
2004-2Multi-Insurer Applications, Accident & Health, Life and AnnuityHealth, Life2004
2004-1Failure to Pay Bail Bond Forfeiture JudgmentBail Bond2004
2003-2Voluntary Expedited Filing Procedures For Compliance With The Provisions Of The Terrorism Risk Insurance Act of 2002Property & Casualty2003Expedited Filing Transmittal Document
2003-1Electronic Submission and Processing of Initial Non-Resident Producer Licenses, Initial and Terminated Insurance Company Producer Appointments, Insurer Verification of Producer Licensing and Appointment, and Lists of Current and/or Terminated AppointmentsAll2003
2002-7Discretionary Clauses ProhibitedHealth, Life2002
2002-6Standard Nonforfeiture Law for Individual Deferred AnnuitiesLife2002Survey and Certification of Annuity Form
2002-5Long Term Care InsuranceHealth, Life2002
2002-4USA Patriot Act of 2001All2002
2002-2Credit Accident and Health Insurance Prima Facie Rates for Open-End LoansHealth2002
2000-3Written Consent for a Prohibited Person to Engage in the Business of Insurance Under Title 18, United States Code, Sections 1033 & 1034 (to agencies and brokers)All2000
2000-2Written Consent for a Prohibited Person to Engage in the Business of Insurance Under Title 18, United States Code, Sections 1033 & 1034 (to domestic insurers)All2000
2000-1Catastrophic Mental Health Insurance CoverageHealth2000
99-8Waiver of Subrogation Workers’ Compensation InsuranceWorkers Compensation1999
99-1Personal Injury Protection Relative Value Study BookProperty & Casualty1999
97-3Marketing of Individual and Small Employer Health InsuranceHealth1997
97-2Waiver of Preexisting Conditions or Limitation Periods Based on Continuous CoverageHealth1997
97-1Small Employer Maternity Coverage RequirementsHealth1997
96-10Life Illustrations – Initial Forms Identification & Certifications of ComplianceLife1996
96-7Frequent Problems Found In Filings – Property and Casualty LinesProperty & Casualty1996
95-4Provider Compensation and Reimbursement ArrangementsHealth1995
95-2Implementation of Department Rule R590-171, Surplus Lines Procedures RuleSurplus Lines1995
94-8P.L. 103-432 — The Social Security Act Amendments of 1994 (Medicare Supplemental Technical CorrectionsHealth1994
94-4Waiver of PIP Loss of Gross Income BenefitsProperty & Casualty1994
94-2Procedures for Insured’s Inquiries Regarding Workers’ Compensation RatesWorkers Compensation1994
94-1Incorporation by ReferenceProperty & Casualty1994
92-7Workers’ Compensation Deductible, Reimbursement, Retention and Similar PlansWorkers Compensation1992
92-1Apparent Practices that Violate the Open Enrollment LawHealth1992
91-2Excess and Surplus Lines Insurer Annual StatementsSurplus Lines1991
90-4Universal Life and Interest Sensitive Life Policy FormsLife1990
90-3Temporomandibular Joint DysfunctionHealth1990
90-1Requirements Pertaining to Orderly Withdrawal from the Utah Title Insurance Marketplace1990REPEALED
89-3Loss of Income Benefit Under Personal Injury Protection Coverage, Section 31A-22-307(1)(b)(i), U.C.A.Property & Casualty1989
87-7Group Life and Disability InsuranceHealth, Life1987
87-6Notice and Proof of LossAll1987
86-5“Claims Made” Liability Policy Disclosure RequirementsProperty & Casualty1986